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Terms Of Use

Updated 11th July 2024

As stated in the policy below, the English language version of the Privacy Policy and Terms of Use will govern your interaction with The Ark App. You can also use an automatic translation tool like Google Translate to view the documents in your language, however the English version will take precedence. Any further translation revisions will be posted on this page.

Please read the terms and conditions below carefully before you start to use The Ark App. If you do not agree to any of the terms below, you must not use the The Ark App and, if you have already installed it, you must immediately uninstall it. If you use The Ark App, this will be treated as confirmation that you have read and agree to be bound by all of the terms and conditions below.

1. INTRODUCTION

About Us: The Ark App ("The Ark App," "we," or "us") is a mobile platform that seamlessly integrates social technology, blockchain, and Bible reading features to foster a robust connected global Ark App community.

These Terms of Use ("Terms") form a contractual and legally binding agreement between you ("you" or "your'') and The Ark App ("we," "our," or "us"). The Terms govern your use of The Ark App Services available on our platform. By registering on The Ark App, creating an Account and using our services, you agree to these Terms and any additional documents referenced herein.

In order to provide our Services (as defined below) through our apps, services, features, software, or website, we need to obtain your agreement to our Terms of Service ("Terms") which is provided by The Ark Global Innovation Technology.

2. Acceptance of these Terms

By using The Ark App websites, services, and mobile applications (together, "The Ark App"), whether as a guest or a registered user, you accept and agree to be bound by these Terms. Please read these Terms carefully before you start to use The Ark App, as well as the The Ark App privacy policy (embed link) If you do not agree to these Terms or the Ark App Privacy Policy you must not register for an account, access or use The Ark App.

2.1 Please Note

Please read clause 28 (Important Provisions) which contains important information on the various terms and conditions in these Ark App User Terms and Conditions which may affect your risks or your rights. We have also highlighted in bold various terms and conditions to which you should pay special attention.

2.2 These Terms of Use

These Terms of Use (or "Terms") govern your use of The Ark App, except where we expressly state that separate terms (and not these) apply, and provide information about the Ark App Service (the "Service"), outlined below

3. THE ARK APP SERVICE

We agree to provide you with The Ark App Service. The Service includes all of The Ark App products, features, applications, services, technologies and software that we provide to advance The Ark App's mission:

a. To encourage and challenge people to seek intimacy with the word of God every day while connecting with a vibrant and inclusive global community by creating the necessary tools and support.

b. To be a role model for global Kingdom brands and products recognized for innovation and disruptive technology by creating superior and premium value for all our stakeholders, abiding by the utmost professional and ethical standards, and by building a long-lasting institution.

c. To influence a global kingdom lifestyle and culture through mentorship and tech education programs, strategic partnerships, charity, nation building and societal impact.

3.1 Description of Service

The Ark App creates a unique mobile platform that seamlessly integrates social technology, blockchain, and Bible reading features to foster a robust connected Christian community. Our multifaceted app empowers users to engage with others, share updates, read Bible verses, and participate in community activities while enjoying secure financial management and blockchain activities through our wallet. Additionally, our app offers a daily Bible verse reading feature, and chat Service. The Ark App's chat service may use bots or chatbots, disclosed as required by law. The services provided via our chat service is for convenience and does not constitute a legal agreement or warranty.

3.2 The Service is made up of the following aspects:

a. Providing individualised chances for creation, interaction, dialogue, discovery, and sharing. Individuals differ from one another. In order to assist you in creating, sharing, expanding your presence, and interacting with people both on and off Instagram, we provide you with a personalised approach to creating accounts and accessing The Ark App features. We also hope to deepen your bonds with each other by having experiences together that you genuinely care about. In order to help you create, locate, join, and partake in experiences that matter to you, we construct algorithms that attempt to comprehend who and what you and others care about. One aspect of this involves emphasising content, features, promotions, and profiles that may capture your attention, as well as providing opportunities for you to engage with The Ark App, based on your activities both within and outside of the platform.

b. Promoting a friendly, positive, inclusive, safe atmosphere. We create and utilise tools and provide resources to our community members to ensure their experiences are constructive and inclusive, particularly when we anticipate they may want assistance. In addition, we have processes and personnel in place to deal with abusive activity, violations of our terms and regulations, and dishonest and damaging behaviour. We utilise all available data, including your personal information, in our efforts to maintain the security of our platform. We may also disclose information regarding the usage or dissemination of dangerous content to law enforcement agencies. Further information can be obtained by referring to our Privacy Policy.

c. Creating and implementing technologies that allow us to constantly service our expanding community. Our Service is built around organising and evaluating information for our growing community. A key part of our Service is developing and implementing cutting-edge technologies that allow us to tailor, sustain, and improve our Service on a massive scale for a global community. Artificial intelligence and machine learning technologies enable us to implement complicated operations throughout our service. Automated technologies also assist us in ensuring the functionality and integrity of our service.

d. Research and Innovation. We utilise the available data to create, evaluate, and enhance our Service, while also engaging in research collaborations to enhance our Service and contribute to the wellbeing of our community. This entails examining the data we possess regarding our users and comprehending how individuals utilise our Services, such as by conducting surveys and testing and troubleshooting issues with new features.

4. YOUR AGREEMENT TO THESE ARK APP USER TERMS AND CONDITIONS

4.1

The Ark Global Innovation Technology Limited (Company registration No. 7441616) a company incorporated under the laws of Nigeria (" we", " us" and " our") makes the Ark App application (the " Ark App") available for use on mobile devices that are supported by us. The Ark App is made available by us to you. These Ark App User Terms and Conditions (the " App Terms") govern your relationship with us and specify how you are permitted to access and use The Ark App and what you are specifically restricted from doing. These App Terms will apply to you from the moment that you first download, install, access and/or use the Ark App. Similarly, the privacy policy made available to you when you access the Ark App will apply to you from the moment you first download, install, access and/or use the Ark App, and is also available at ARK APP policy (embed link) (the " Privacy Policy"). The Privacy Policy forms part of these App Terms.

4.2

The Ark App is provided by The Ark Global Innovation Technology Limited, PLC ("The Ark App", "we" or "us"). We may revise and update these Terms from time to time at our sole discretion. Any changes are effective when we post them. Your continued use of The Ark App following the posting of revised Terms means that you accept and agree to the changes. It is your responsibility to read the updated App Terms and understand the changes to them. If you disagree with anything in the updated App Terms, you must not use the Ark App and, if you have already installed it, you must immediately uninstall it. If you continue to use the Ark App following the update, we will treat this as confirmation that you have read, understood and agreed to the updated App Terms.

4.3

We may translate these App Terms into multiple languages. Where The Ark App has provided you with a translation other than the English language version of the Terms of Use or you have accessed such through language translators, then you agree that the translation is provided for your convenience only and that the English language version of the Terms of Use will govern your relationship with The Ark App. If there are any differences between the English version and any other language version of these App Terms, then the English language version shall take precedence. (to the extent this is permitted by applicable laws and regulations).

5. USE OF THE ARK APP

5.1

The Ark App is an instant messaging app for supported devices that will allow you to send and receive text messages, images, and other files with your friends and followers as described in more detail below.

5.2

The Ark App can be used on a mobile device running certain versions of the Android operating system, from which you can access the internet. We may also issue a version of the Ark App that can be used on certain versions of iOS and/or other operating systems.

5.3

The Ark App requires an internet connection. You are responsible for paying any charges to your service provider and/or any other third party that may be applicable to your use of data, and text services when using the Ark App.

5.4

You may only use The Ark App for your own private, non-commercial use.

5.5

Currently, you can use The Ark App to communicate with your friends (followers and those you follow), including sending text and images.

5.6

We may update The Ark App and any information or material on it at any time but we give no guarantee that such updates will continue to support your mobile device. However, we will have no responsibility to provide any corrections, updates or releases in connection with The Ark App.

5.7

The Ark App may not operate or function properly or at all if you have not installed the latest upgrade or are not using the latest version of The Ark App.

5.8

We may terminate, suspend, withdraw or restrict the availability of all or any part of The Ark App or add, change or remove any features of The Ark App at any time and for any reason. You understand and agree that we may do so without telling you in advance.

5.9

The Ark App is not intended for use in any country where its use would violate local law or would subject us to any regulations or liability there. We reserve the right to limit our provision of The Ark App in any country at any time, if we consider it appropriate in the circumstances.

5.10

The Ark App does not provide access to emergency services or emergency services providers, including the police, fire departments or hospitals. You need to make sure you can contact your relevant emergency services providers through your mobile phone, a fixed-line telephone or another service.

5.11

Although we intend to continuously provide The Ark App and all of its features, we retain the right, at any time and without prior notice, to modify or stop providing The Ark App or any specific feature or section of The Ark App. We will not be liable if for any reason all or any part of The Ark App is unavailable at any time.

6. Acceptable Use Of Our Service

6.1

Our Terms And Policies. You must use our Services according to our Terms and posted policies. If you violate our Terms or policies, we may take action with respect to your account, including disabling or suspending your account and, if we do, you agree not to create another account without our permission. Disabling or suspending your account will be in accordance with the "Termination" section below.

6.2

Legal And Acceptable Use. You must access and use our Services only for legal, authorised, and acceptable purposes. You will not use (or assist others in using) our Services in ways that:

(a) violate, misappropriate, or infringe the rights of The Ark App, our users, or others, including privacy, publicity, intellectual property, or other proprietary rights;

(b) are illegal, obscene, defamatory, threatening, intimidating, harassing, hateful, racially or ethnically offensive, or instigate or encourage conduct that would be illegal or otherwise inappropriate, such as promoting violent crimes, endangering or exploiting children or others, or coordinating harm;

(c) involve publishing falsehoods, misrepresentations, or misleading statements;

(d) impersonate someone;

(e) involve sending illegal or impermissible communications such as bulk messaging, auto-messaging, auto-dialling, and the like; or

(f) involve any non-personal use of our Services unless otherwise authorised by us.

6.3

Harm To The Ark App Or Our Users. You must not (or assist others to) directly, indirectly, through automated or other means, access, use, copy, adapt, modify, prepare derivative works based upon, distribute, license, sublicense, transfer, display, perform, or otherwise exploit our Services in impermissible or unauthorized manners, or in ways that burden, impair, or harm us, our Services, systems, our users, or others, including that you must not directly or through automated means:

(a) reverse engineer, alter, modify, create derivative works from, decompile, or extract code from our Services;

(b) send, store, or transmit viruses or other harmful computer code through or onto our Services;

(c) gain or attempt to gain unauthorized access to our Services or systems;

(d) interfere with or disrupt the safety, security, confidentiality, integrity, availability, or performance of our Services;

(e) create accounts for our Services through unauthorized or automated means;

(f) collect information of or about our users in any impermissible or unauthorized manner;

(g) sell, resell, rent, or charge for our Services or data obtained from us or our Services in an unauthorized manner;

(h) distribute or make our Services available over a network where they could be used by multiple devices at the same time, except as authorized through tools we have expressly provided via our Services;

(i) create software or APIs that function substantially the same as our Services and offer them for use by third parties in an unauthorized manner; or

(j) misuse any reporting channels, such as by submitting fraudulent or groundless reports or appeals.

6.4

Keeping Your Account Secure. You are responsible for keeping your device and your Ark App account safe and secure, and you must notify us promptly of any unauthorised use or security breach of your account or our Services.

7. Registration and Your Account

7.1

You must register with us and create an account in order to access and use The Ark App.

7.2

You may not use the Ark App if you are younger than 14 years of age. If you are younger than 18 years of age, your parents or another competent adult must consent to these App Terms on your behalf. You must immediately delete The Ark App from your device if you are younger than 14 years of age, or if you are younger than 18 years of age and your parents have not given their consent to these App Terms.

7.3

You must register for our Services using accurate information, provide your current email address and mobile phone number (which is also called the Mobile Station International Subscriber Directory Number, and which we will refer to as your "Mobile Number"), and, if you change it, update your email address and mobile phone number using our in-app change number feature.

7.4

You agree to receive email messages, phone calls and text messages (from us or our third-party providers) with codes to register for our Service. You must register to use The Ark App with one email address and one mobile number on one active device only. You cannot, for example, create one account to use The Ark App with two different email addresses and/or Mobile Numbers.

7.5

If you have a phone with two Mobile Numbers (also known as a "dual SIM" phone), you must choose to use one of the Mobile Numbers when creating your App account. You must use the account management functionality of The Ark App to tell us about any change to your email address, mobile number or any other relevant information in your App account. If you do not update or request to us update such information, we will not be liable for any of your or anyone else's losses which occur as a result.

7.6

You should not download and use The Ark App on a mobile device that you share with anybody else.

7.7

You must at all times keep your mobile device safe and prevent its fraudulent use.

7.8

You must not use The Ark App on any mobile device or operating system that has been modified in a way not approved by the manufacturer of the mobile device or the provider of the operating system. Such unauthorised modifications include, for example, devices that have been "jail-broken" or "rooted".

7.9

You are responsible for:

keeping access to your App account and The Ark App on your mobile device safe and secure and making sure that it is not accessed by or accessible to others;

all activity taking place using The Ark App on your mobile device or through your Ark App account; and

making sure information shown or stored on your mobile device (including any Content) is kept secure.

7.10

You may delete your Ark App account in the manner specified in clause 16. Similarly, we may suspend your access to The Ark App, or delete your Ark App account, in the manner specified in clause 16 (or as otherwise contemplated in these App Terms).

8. ELIGIBILITY

8.1

Who is eligible to utilise THE ARK APP: We want to ensure that our Service is both transparent, accessible, and inclusive, while also prioritising safety, security, and compliance with legal regulations. In order to become a member of The Ark App community, it is necessary for you to agree to a set of restrictions.

8.2

To use our services, you must:

a. The minimum age requirement is 18 years.

b. Be legally capable of entering into this agreement.

c. Be authorised if acting for a legal entity.

d. Not be previously suspended or a Restricted Person.

e. Not have an existing The Ark App Account.

f. Not reside in prohibited jurisdictions.

g. Your account must not have been disabled in the past due to a breach of the law or any of our policies.

h. You are required to have no criminal record for sexual offences.

9. CONTENT

9.1

Any information, materials, communications, correspondence and other content that is sent, uploaded, submitted or communicated via The Ark App by us or you or other users of The Ark App (collectively, the "Content"). Users retain ownership of any content they post on The Ark App. By posting content, users grant The Ark App a worldwide, non-exclusive, royalty-free licence to use, reproduce, modify, distribute, and display such content in connection with the service. The Ark App does not endorse any user content and is not responsible for the accuracy or reliability of any content posted by users.

9.2

Your chat history in The Ark App will be stored locally on your mobile device. If you opt in to our backup service, your data will additionally be stored remotely on a "cloud" service, which may be out of the country you live in. You will need internet or data coverage and a stable data or internet connection in order for us to make the back up. We will try to automatically back up your chat history in the "cloud" daily, weekly, or monthly, depending on the option you choose, but we cannot guarantee that this will always be possible. However, we will not be liable for your or anyone's losses resulting from a failed or missed data back-up.

9.3

The Ark App is an inclusive, non-discriminatory, transformative, family-oriented brand and will not tolerate any Content that contravenes these principles.

9.4

You understand and agree that:

a. We will not verify or approve any Content, and we are not responsible for the suitability, accuracy, availability, correctness or completeness of any Content. We reserve the right to review and remove any Content that may be identified by us, or reported to us, as being inappropriate or abusive or in breach of these App Terms;

b. The views and opinions expressed by you and/or any views or opinions expressed by other users of The Ark App or in any Content do not represent our views or opinions; and

c. We are not responsible for, and will have no liability for, any Content which is offensive, or which violates any laws or your rights or the rights of others.

9.5

You must at all times make sure that you have all necessary rights, licences, consents and permissions prior to sending, submitting, uploading or otherwise communicating any Content via The Ark App. This includes, for example, making sure you have all necessary permissions from others to grant us the rights to use and process Content you provide to us.

9.6

You must make sure that any Content that you send, submit, upload or otherwise communicate via The Ark App would not in any way:

a. transmit viruses, Trojan horses, malware, ransomware, worms, time bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware;

b. be unlawful, hateful, abusive, discriminatory, threatening, obscene, explicit offensive, inflammatory, libellous or defamatory; and/or

c. infringe, or encourage or suggest the infringement by others of, applicable laws, regulations or rules (including, for example, the intellectual property rights of anyone).

d. You must report to us any Content or behaviour that is inappropriate or abusive or which you think is not consistent with these App Terms. You can do so by contacting us on legal@thearkapp.com. In the event that you report any Content to us (or should any other user report your Content to us), we will access and review such Content in order to investigate the complaint.

e. We may investigate and/or determine that Content uploaded via The Ark App contravenes The Ark App Terms.

f. We may take any action that we deem necessary where we identify Content or user behaviour that contravenes the Ark App Terms, including, for example, suspending a users' access to The Ark App or deleting their account. We may also contact and report user behaviour information to law enforcement agencies in accordance with applicable laws. If a user operates a Community on which prohibited Content is made available, we may elect to disable or remove that channel, in our sole and absolute discretion. We may also elect to engage with the operator of any community to resolve our concerns in respect of any Content available on such communities.

10. PROHIBITED ACTIVITIES

10.1

You must not do (or try to do), and you must not encourage or help anyone else do, any of the following:

a. alter, modify or adapt all or any part of The Ark App;

b. transfer or otherwise allow any other person to access or use your account within The Ark App;

c. use any robot, spider, or other automatic device, process, or means to access The Ark App for any purpose, including monitoring or copying any of the material on The Ark App;

d. to attack The Ark App via a denial-of-service attack or a distributed denial-of-service attack; and

e. otherwise attempt to interfere with the proper working of The Ark App.

f. use The Ark App in a way which breaches any law, rule, order or regulation (whether the violation of law is intended or not) or in a way that contravenes these App Terms or the Privacy Policy;

g. use The Ark App in way that causes, or is likely to cause, The Ark App or access to The Ark App for anyone to be interrupted, damaged or slowed in any way;

h. make The Ark App available to third parties;

i. use The Ark App for commercial purposes;

j. use The Ark App to send bulk messages;

k. use The Ark App to send unsolicited advertising or promotional material for personal or commercial solicitation including, for example, "spam", "junk mail", "chain letters" or "pyramid schemes"; and

l. use The Ark App to knowingly send, upload or otherwise communicate any Content that contains viruses, Trojan horses, ransomware, malware, worms, time bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware; or

m. use The Ark App in any way not expressly authorised by us.

11. PRIVACY

11.1

The Privacy Policy will be made available to you when you access The Ark App will apply to you from the moment you first download, install, access and/or use The Ark App, and is also available in our Privacy policy link. The Privacy Policy forms part of these App Terms.

11.2

In order to register and be able to access and use The Ark App, you will be asked to provide certain personal data, such as your legal name, email address and your Mobile Number.

11.3

Where you wish to access, use, upload or send photos, or other files on your phone through The Ark App, we will need to access these photos, and files to enable you to use this functionality in The Ark App. We will request your permission to do this.

11.4

By using The Ark App you consent to our use of your personal data. For more information about how your personal data is used, please see our Privacy Policy, available at Privacy policy link.

12. CHARGES

12.1

Fees And Taxes. You are responsible for all carrier data plans, Internet fees, and other fees and taxes associated with your use of our Services.

12.2

The ability to access, download and use The Ark App without using any of your airtime or data is subject to your network operator agreeing with us not to charge you for such use and /or subject to certain use limitations. Please enquire with your network operator if they have a zero-rated arrangement with us and note that such arrangements may end at any time and without notice to you. If your network operator ceases to have any zero-rated data arrangements with us, then you will be charged by your provider for access, download and use of The Ark App in accordance with your general terms of use with your network operator and we will not be liable for such charges.

12.3

Your mobile network operator may charge you for standard and text and/or mobile data charges when accessing and using The Ark App and these charges may vary if you access The Ark App when abroad. You are responsible for these charges and any other fees (including but not limited to any carrier and roaming fees) or taxes in connection with your use of The Ark App.

13. TRANSACTIONS

13.1

Users may enter transactions facilitated by The Ark App, but we do not guarantee completion or timing as speed will depend on several factors, including but not limited to those listed in our risk disclosure statement. The Ark App may monitor your account for data processing and compliance with the law. If unauthorized activity is found, we will report it promptly. The Ark App is not liable for transaction losses. The Ark App may retain transaction information for compliance with global standards and applicable laws.

13.2

Transaction Limits User accounts may have limits on transaction amounts or volumes due to security and compliance with global standards and applicable laws. We reserve the right to change transaction limits at our discretion.

13.3

Supported Digital Assets The Ark App's services are limited to supported Digital Assets, which may change from time to time depending on market policy. Unsupported assets sent to or from your account are your responsibility. Users are expected to understand the terms and risks of supported Digital Assets backed by other assets.

13.4

Users' Account Security Responsibilities Users are to ensure the protection of their hardware and data and maintain security and control over their Access. The Ark App is not responsible for losses due to failure to comply with users' guidelines and responsibilities. Users are to monitor their Account History for unauthorized or suspicious activity. If any suspected activity is found, users should notify The Ark App management immediately, lock their account, and take steps to mitigate risks. It is the user's responsibility to mitigate risks, and The Ark App will not be responsible for failing to do so.

13.5

Termination, Suspension, Holds, and Restrictions We reserve the right to modify or discontinue any portion of The Ark App Services at any time. Actions may include:

a. Refusing to complete, blocking, cancelling, or reversing any authorized transaction.

b. Terminating, suspending, or restricting access to any or all The Ark App Services.

c. Terminating, suspending, closing, holding, or restricting access to any or all The Ark App Accounts.

d. Refusing to transmit information or instructions to third parties.

14. CREATING A THE ARK APP ACCOUNT/ONBOARDING

14.1

The Ark App users must create and maintain an Ark App Account to access our services with accurate details. Individual users must use the account only for themselves unless prior written consent is obtained from The Ark App to act in proxy. Corporate users must ensure Permitted Users use the account only for corporate benefit, with legal registration documents approved by The Ark App management.

14.2

Users must comply with identity verification procedures and authorize us to verify identities to prevent financial crimes. The Ark App may require additional information or documentation for enhanced due diligence and may retain personal data for continued service use, service delivery, and compliance purposes.

15. INTELLECTUAL PROPERTY RIGHTS

15.1

We are the owner (or the licensee) of all intellectual property rights in and to The Ark App, and in the material or information published on it (apart from the Content). That material and information includes works protected by copyright laws around the world. You must not (or try to), and will not encourage or help anyone else to, do any of the following:

a. copy or reproduce any part of The Ark App;

b. remove or tamper with any copyright notice attached or contained within The Ark App;

c. copy or reproduce any trademarks, service marks, logos or branding published or displayed in The Ark App; and

d. reverse engineer, decompile, disassemble or decipher The Ark App or otherwise try to get the source code for (or any part of) The Ark App.

15.2

We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable (if you delete your Ark App account or if we terminate your right to use The Ark App) licence for the limited purpose of using The Ark App on your mobile device, always subject to these App Terms.

15.3

You grant us a non-exclusive, perpetual, royalty-free, transferable, sublicensable, worldwide, irrevocable and unrestricted licence to use, distribute, reproduce, display, store and copy any information (including any Content) that you create, upload, send, submit, store on or via The Ark App for the following purposes:

to provide and operate The Ark App;

to comply with any law, rule, order or regulation or the order of any court, enforcement agency or any other authority of competent jurisdiction; and

to perform our obligations and exercise our rights under these App Terms.

15.4

You must promptly inform us if you become aware that the Content does or may infringe the rights (including intellectual property rights) of others.

16. SUSPENSION AND TERMINATION

16.1

You can, at any time, delete your account in The Ark App which will terminate your use of The Ark App. Please note that deleting The Ark App from your mobile device will not delete your account.

16.2

If you delete your Ark App account, this will erase your message history and will immediately remove you from all of your groups within the Ark App. Once you have deleted your account, we will not be able to restore it, and will no longer be able to access any of the Content associated with it. However, please note that deleting your account will not delete the information other Ark App users retain in relation to you such as copies of messages or other information you have sent them. Additionally, we may also retain copies of certain information, such as log records, in the manner contemplated in the Privacy Statement.

16.3

We can, at any time, suspend your use of The Ark App if:

a. in our opinion, there are any security risks or concerns related to your use of The Ark App;

b. we think or suspect, in our opinion, that The Ark App has been used fraudulently or in an unauthorized way, or in breach of these App Terms or the Privacy Policy;

c. there are obligations we have to meet under any laws and regulations;

d. there are operational reasons that require us to suspend your use of The Ark App; or

e. we consider it necessary in the circumstances.

16.4

We may terminate your right to use The Ark App and/or delete your account with immediate effect and with or without notice:

f. if, in our opinion, you have breached these App Terms or the Privacy Policy;

g. if the manufacturer of your mobile device, the provider of your mobile device operating system and/or your mobile network operator no longer supports or permits the use of The Ark App;

h. if we stop supporting The Ark App on your mobile device or the operating system it runs;

i. your actions have created, or are likely to create, harm, risk, or possible legal exposure for us, your mobile network provider or other Ark App users; or

j. whenever we may otherwise consider it necessary in the circumstances.

16.5

Access to The Ark App may be interrupted or suspended from time to time, including, for example, for maintenance or upgrades. We will generally try to tell you of such interruptions and suspensions in advance. We may notify you by sending you a message when you log in to The Ark App, through in-Ark App messenger, push notifications, or email message, or in any other way. However, sometimes we will not have the opportunity or time to do that, including, for example, if we need to fix something urgently or if it would compromise our reasonable security measures or if it is unlawful for us to do it.

16.6

We will not be liable for any losses to you or anyone else which result from any interruption or suspension of The Ark App service, or from you not being aware of it in advance.

16.7

If your right to use The Ark App has been terminated or you have deleted your profile on The Ark App:

a. These App Terms may no longer apply but any provisions of these App Terms that by their nature should continue to apply after termination of these App Terms will continue to apply. This includes (but is not limited to) all provisions relating to intellectual property (except for your licence to use The Ark App, which will end automatically when your right to use The Ark App is terminated or your Ark App account is deleted), liability, indemnities and choice of law; and

b. we can disable, reclaim and reuse your account name, user ID and other identifiers you have used in connection with The Ark App.

17. DISCLAIMER OF WARRANTIES

17.1

YOUR USE OF THE ARK APP, ITS CONTENT, AND ANY FUNCTIONALITY, SERVICES, OR ITEMS OBTAINED THROUGH THE ARK APP IS AT YOUR OWN RISK, ALL OF WHICH ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE ARK GLOBAL INNOVATION TECHNOLOGY LIMITED NOR ANY PERSON ASSOCIATED WITH THE ARK GLOBAL INNOVATION TECHNOLOGY LIMITED MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE ARK APP. WITHOUT LIMITING THE FOREGOING, NEITHER THE ARK GLOBAL INNOVATION TECHNOLOGY LIMITED NOR ANYONE ASSOCIATED WITH THE ARK GLOBAL INNOVATION TECHNOLOGY LIMITED REPRESENTS OR WARRANTS THAT THE ARK APP OR ANY FUNCTIONALITY CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE ARK APP WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE ARK APP OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE ARK APP OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE ARK APP WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

17.2

THE ARK GLOBAL INNOVATION TECHNOLOGY LIMITED HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

17.3

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

18. LIABILITY

18.1

The Ark App is provided "as is" and on an "as available" basis with no representations or guarantees as to performance or functionality. To the fullest extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to The Ark App or any information or material on it, whether express or implied, including, for example, fitness for purpose, merchantability, freedom from viruses or other contaminating or destructive properties, availability, loss of data or non-infringement. You understand and agree that:

01. Communications sent over the internet are not guaranteed to be completely secure and may be subject to possible interception, monitoring, delay, disruption, loss or alteration; and

02. We are not responsible for, and will have no liability in respect of, any interception or monitoring of communications or Content by third parties, or any delay or failure in transmitting communications or Content, or loss or alteration of any communications or Content sent or submitted via The Ark App.

03. We do not guarantee the suitability, accuracy or completeness of any information or material we publish on The Ark App and we reserve the right to change it at any time without notice.

04. To the fullest extent permitted by law, our total liability to you for any losses, damages, liabilities, costs, expenses or charges, whether in contract, tort, including negligence, or otherwise in connection with The Ark App and these App Terms will not be greater than USD $20. This means that, in the event that you successfully pursue a claim against us, you will not be able to receive more than USD $20 unless the laws in your country do not allow this.

05. To the fullest extent permitted by law, we will not be liable to you for:

a. any losses, damages, liabilities, costs, expenses (including but not limited to legal fees) or charges (whether arising in contract, tort, including negligence, or otherwise); and/or

b. any indirect, special, incidental or consequential damages or losses, including (but not limited to) loss of revenue, profit, business, reputation, anticipated savings or goodwill, arising from or in connection with:

i. your use or attempted use of the Ark App;

ii. your inability to use the Ark App;

iii. any failure, interruption, unavailability, delay, defect, error or omission in the Ark App; and/or

iv. any other matters arising otherwise in connection with the Ark App or these App Terms,

v. regardless of whether we had been advised of or were aware of the possibility of such losses or damages being incurred.

06. Nothing in these App Terms limits or excludes or limits our liability for fraud or fraudulent misrepresentation, personal injury or death caused by negligence, or any other liability that cannot be limited or excluded by law.

07. This clause (as well as every other term and condition in these App Terms) apply to the fullest extent permitted by applicable laws. You may have additional rights under those laws, which differ or supplement the rights described above. If this is the case, nothing in this clause (or anything else in these App Terms) should be interpreted to mean that you have forfeited these rights, where the law does not allow this.

19. LIMITATION ON LIABILITY

19.1

IN NO EVENT WILL THE ARK GLOBAL INNOVATION TECHNOLOGY LIMITED, ITS LICENSORS, SERVICE PROVIDERS, OR ANY OF THEIR EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE ARK APP, ANY WEBSITES LINKED TO IT, ANY CONTENT OFFERED ON OR THROUGH THE ARK APP, OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE ARK APP, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

19.2

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

20. INDEMNITY

20.1

You agree to defend, indemnify, and hold harmless The Ark Global Innovation Technology Limited, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of The Ark App including, but not limited to, your User Contributions, any use of The Ark App content, services, and products other than as expressly authorized in these Terms or your use of any information obtained from The Ark App.

20.2

You indemnify us against any liabilities, costs, expenses, damages and losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest, penalties and legal and other costs and expenses) suffered or incurred by us as a result of or in connection with:

a. any breach by you of these App Terms; and/or

b. any Content you send, upload, submit or otherwise communicate using the Ark App.

c. You indemnify us against any loss or damage that we may suffer or incur arising from or in connection with any breach by you of our intellectual property rights.

21. COMMUNICATIONS

We may sometimes contact or notify you (in connection with these App Terms or for other reasons) by showing a message when you log in to the Ark App, through in-App messenger, push notifications, emails, or in any other way. We will communicate with you in English, and we expect that you will communicate with us in English as well.

22. ABNORMAL AND UNFORESEEN CIRCUMSTANCES

We are not responsible if we do not comply with any of these App Terms, or if the Ark App malfunctions or does not operate as expected:

a. due to circumstances beyond our reasonable control; or

b. due to our obligations under any laws or regulations.

23. NO LIMITATION TO YOUR LEGAL RIGHTS

Nothing in these App Terms will reduce any rights you are entitled to under the law in your country (including any rights under applicable consumer protection regulation).

24. THIRD PARTY RIGHTS

No person other than you and us will have any rights under the Contracts (Rights of Third Parties) Act 1999 (or equivalent third-party rights legislation in any other relevant country) to benefit from or enforce any of the provisions of the Ark App Terms.

25. ADDITIONAL PROVISIONS

If, for any reason, we fail to enforce any right or remedy under these App Terms, this will not constitute a waiver of, and will not restrict in any way, our right to exercise that or any other right or remedy.

If any provision of these App Terms is found to be illegal, void, invalid or unenforceable (in whole or in part) by any law, rule, order or regulation or by the final determination of any court of competent jurisdiction, such invalidity or unenforceability will not have an effect on the other part of that provision or the other provisions of these App Terms which will remain in full force and effect.

You must not novate, assign, cede, delegate, or otherwise transfer any of your rights or obligations under these App Terms to anyone else.

26. GOVERNING LAW

These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction in which The Ark App operates, without regard to its conflict of law principles.

27. CONTACT US

If you want to contact us for any reason, please email our customer support team at support@thearkapp.com

28. IMPORTANT PROVISIONS

28.1

Under the laws of certain countries, we are required to point out certain important provisions in these terms and conditions to you. The clauses which contain these important provisions and the reasons why they are important are set out below. It is also very important that you read all of these clauses carefully and not just what we say below.

28.2

Limitations of risk, legal responsibilities and liability. Clauses 1, 2, 4, are important because they limit and exclude obligations, liabilities and legal responsibilities that we and other persons or entities may otherwise have to you. As a result of these clauses, your rights and remedies against us and these other persons and entities are limited and excluded. These clauses also limit and exclude your right to recover or make claims for losses, damages, liability or harm you or others may suffer.

28.3

Assumptions of risk, legal responsibilities and liability by you. Clauses[1] [2] 3, 4, 5, 9, 10, 12 are important because you take on risk, legal responsibilities and liability. As a result of these clauses, you may also be responsible for claims and other amounts. You will also be responsible for, and you accept, various risks, damages, harm, and injury which may be suffered by you and others for what is stated in these clauses.

28.4

Acknowledgements of fact by you. Clause 1 is important because it contains statements which are acknowledgements of fact by you. You will not be able to deny that the statements are true. We may take action against you and may have claims against you as a result of these statements

28.5

Your indemnification obligations. Clause 16.6 and Clause 20 requires you to indemnify (hold harmless) us and any of our third-party service providers against claims, loss, damages, and harm that may be suffered by us and other persons or entities as a result of the events set out in these clauses. You are also required to indemnify us and other persons and entities against claims for loss, damages, and harm that may be made by any person or entity as a result of the events set out in these clauses. This places various risks, liabilities, obligations and legal responsibilities on you and you will be responsible and liable for the payment of the value of the claims, loss, damages, and harm that that may be suffered or claimed.

28.6

Information About You and Your Access of The Ark App All information we collect on or through The Ark App is subject to our Privacy using The Ark App, you consent to all actions taken by us in compliance with the Privacy Policy.

29. RISK WARNING

Digital Assets can be highly volatile, posing a risk of significant economic loss. Assess whether trading or holding Digital Assets suits your financial circumstances. Refer to our Risk Disclosure Statement for detailed information on associated risks. We do not provide investment or consulting advice. Decisions to buy, sell, or hold Digital Assets are your responsibility. Conduct due diligence and consult financial advisors as needed.

30. OUR ADDITIONAL DOCUMENTS

These Terms incorporate the following documents:

a. Privacy Policy: Governs The Ark App's processing of your personal data and other relevant information.

b. Risk Disclosure Statement: Details the risks of Digital Asset transactions and other related risks involving the platform.

c. Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) Policy: Details strict implementation measures and procedures for how The Ark App will prevent and detect activities related to money laundering and terrorist financing, ensuring compliance with legal regulations and protecting the platform from illicit activities.

d. Law Enforcement Request Guidelines: Provides guidelines on how The Ark App handles and responds to requests from law enforcement agencies, ensuring compliance with legal and regulatory requirements while upholding our users' rights to data privacy and confidentiality.

31. INFORMATION REQUESTS

31.1

The Ark App may require additional information from users for compliance, identity verification, or detecting financial crimes. Providing this information may affect account access and transaction limits as The Ark App processes such information. Non-compliance may result in suspension or termination of account access or services.

31.2

Accessing The Ark App Account To access the account after onboarding, users need Access ID credentials, necessary equipment, and internet access. Multi-factor authentication may be used for security purposes. Accounts must only be used by registered users or Permitted Users of a corporate body.

31.3

Account Information and Transaction Records The Ark App allows users to access their Account History on the Platform. Users should report any issues within fourteen days. The Ark App may rectify errors in Account History and cancel or amend transactions involving manifest errors to enhance efficiency. We may share account information with third parties and affiliates as required by our privacy policy or law.

32. INSTRUCTIONS

Users must ensure all submitted Instructions are complete and accurate. Instructions are irrevocable upon our server's receipt. Users can authorise The Ark App to execute transactions on their Account and maintain adequate balances for transactions. Subject to these Terms, users may instruct The Ark App to transfer Digital Assets to an external wallet.

33. USER DAILY BIBLE READING ENGAGEMENT

33.1

Eligibility: All registered users of The Ark App are eligible to participate in the daily Bible reading and quiz.

33.2

Participation: Users are to read the assigned daily Bible passage and complete the quiz to earn points and bonuses. Users may also fulfil streak conditions to earn extra points and bonuses.

33.3

Points Accumulation: Users are awarded points and bonuses upon completing each daily reading and quiz. Consistent participation may lead to bonus points.

33.4

Bonuses: Special bonuses may be awarded for streaks, milestones, or participation in other reading challenges.

33.5

Redemption: Points can be redeemed for rewards within The Ark App through the available options.

33.6

Compliance: Users must adhere to the program rules and terms. Misuse may result in forfeiture of points and bonuses.

33.7

Changes: The Ark App reserves the right to modify or terminate the program at any time.

34. USER SOCIAL ENGAGEMENT

34.1

Create Post: Users can create posts, including images, on The Ark App home page and view posts from users they follow.

34.2

Block User and Disable Post: The Ark App allows users to block other users from posting on their timeline and disable posts from appearing on their timeline.

34.3

Disable Screenshot Chat Function: The Ark App allows users to disable the screenshot function to prevent others from screenshotting their conversations.

34.4

Private Chat: Users can have one-on-one chats privately on the platform to connect and socialise.

35. COMMUNITY CHAT

35.1

The Ark App allows users to create and engage in private or community chats to foster interactions with other platform users, where members can communicate on several topics. There are two types of community chats:

a. Private Community Chat: This involves a select group of individuals who share common goals or interests.

b. Public Community Chat: This is open to all users and does not require participants to have shared objectives or interests.

35.2

Note: The Ark App does not use chat services for abusive or illegal messages. Violations may result in service termination or other sanction measures as The Ark App managements may deem fit to make in the circumstance.

36. USER WALLET ENGAGEMENTS

36.1

The Ark App wallet primarily supports a selection of cryptocurrencies, including Binance Coin (BNB), Taiwan Dollar Token - The Word Token (TWD), and Tether (USDT). These digital assets can be securely stored, managed, and transacted within the wallet.

36.2

From time to time, The Ark App's management may decide to expand the list of supported cryptocurrencies. When new digital assets are added, users will be promptly notified through appropriate channels, ensuring they are informed about the latest updates and can take advantage of the new offerings.

37. PAYMENT OF FEES

The Ark App attaches a payment fee to every swap and transfer done by a user. We may deduct these fees from your Ark App Account directly or through other means as you may be notified or as suggested to you during the swap or transfer process. We may also adjust fees from time to time subject to the market value of our digital assets. Calculations by The Ark App are final and binding, absent manifest error, and will be done per the stated methodology in good faith.

38. SWAP

38.1

Initiating a Swap: Users can initiate a swap by selecting the desired digital assets they wish to exchange and providing the necessary details demanded by the platform.

38.2

Completion of Swap: The Ark App allows users to swap their digital assets and they are processed based on current market rates at the time of the transaction. The Ark App does not guarantee the completion of a swap within a specific timeframe.

38.3

Fees for Swaps: The Ark App will notify users of the fees for swaps during the initiation of the swap process and may be deducted from the user's account at the time of the transaction or through other options that are provided by the platform.

38.4

Irrevocability of Swap Instructions: Once a swap instruction is submitted and received by our server, it is considered final and cannot be revoked or amended.

38.5

Limitations and Restrictions: The Ark App reserves the right to limit the types and amounts of digital assets that can be swapped, as well as to reject any swap instructions that do not comply with platform policies.

39. TRANSFER

39.1

Initiating a Transfer: The Ark App allows users to initiate a transfer by providing the necessary details of the recipient wallet or user account and confirming the transfer instructions through the platform.

39.2

Completion of Transfer: Transfers are subject to network confirmations and may take varying amounts of time to complete. The Ark App is not liable for delays caused by external networks.

39.3

Transfer to External Wallet: Subject to these Terms, users may instruct The Ark App to transfer Digital Assets to an external wallet.

39.4

Fees for Transfers: The Ark App will notify users of the fees for transfers during the initiation of the transfer process and may be deducted from the user's account at the time of the transaction or through other options that are provided by the platform.

39.5

Irrevocability of Transfer Instructions: Once a transfer instruction is submitted and received by our server, it is considered final and cannot be revoked or amended.

39.6

Security Measures: Users are responsible for ensuring the accuracy of the recipient information and maintaining the security of their account credentials. The Ark App is not liable for losses resulting from incorrect recipient information or unauthorized access to user accounts.

39.7

Transfer Limits: The Ark App may impose limits on the amounts and type of digital asset that can be transferred, both per transaction and cumulatively over specific periods. These limits are subject to change at our discretion.

39.8

Suspicious Activity: The Ark App reserves the right to delay or cancel transfers that are flagged for suspicious activity or potential fraud. Users may be required to provide additional information to verify the legitimacy of such transactions.

40. POINTS, BONUSES AND STREAK TERMS

The Ark App reserves the right to determine the number, value, modify, or discontinue the bonus, points, and streak systems at any time with notice to the users.

Any fraudulent or abusive behavior to exploit these systems may result in forfeiture of bonuses, points, and streaks, and may lead to account suspension or termination.

Decisions made by The Ark App regarding the awarding and redemption of bonuses, points, and streaks are final and binding.

Users must comply with all terms and conditions set forth by The Ark App to participate in these reward systems.

41. POINTS

41.1

Earning Points: Users can earn points through various activities such as reading the daily bible verses, correctly answering bible quizzes, completing tasks, participating in events, or engaging with content.

41.2

Point Balance: Users can view their point balance in their account profile. Points are accumulated based on activity and can be redeemed as specified by The Ark App.

41.3

Forfeiture of Points: Users may forfeit their points if users do not adhere strictly to its conditions.

41.4

Redeeming Points: Points can be redeemed for rewards, discounts, or other benefits as offered by The Ark App. Redemption options and availability may vary and include monetary value which may be transferred to the user's wallet or bank account; however, it depends on The Ark App management and the market policy.

41.5

Value: The Ark App management reserves the rights to determine the value of each point, its worth on the platform and such value may vary from time to time depending on the market policy on UDST and other digital currency.

41.6

Expiration: Points may have an expiration date. Users should use their points before they expire, as expired points will be forfeited.

41.7

Non-Transferability: Points are non-transferable and can only be used by the account holder who earned them.

42. BONUSES

42.1

Eligibility: Bonuses may be awarded to users based on specific actions, consistency on the app activities, milestones, or participation in promotions as determined by The Ark App management.

42.2

Types of Bonuses: Bonuses can include but are not limited to consistent daily bible reading, correct answering of bible quiz, referral bonuses, sign-up bonuses and any other activity-based bonuses stipulated by The Ark App management.

42.3

Conditions: Each bonus type will have its own set of conditions and requirements. Users must meet these conditions to be eligible.

42.4

Forfeiture of Points: Users may forfeit their points if users do not adhere strictly to its conditions.

42.5

Value: The Ark App management reserves the rights to determine the value of each bonus and its worth on the platform and such value may vary from time to time depending on the market policy on UDST and other digital currency.

42.6

Expiration: Bonuses may have expiration dates. Unused bonuses will expire as per the terms specified at the time of issuance.

42.7

Redeemability: Bonuses are not transferable and can only be used within The Ark App. They cannot be exchanged for cash unless explicitly stated otherwise by The Ark App management.

43. STREAKS

43.1

Maintaining Streaks: The Ark App assigns streaks for daily bible reading. The consistency of the streak attracts reward and bonus points. Users must complete specific actions or engage with the app daily or within defined intervals to maintain their streak on The Ark Platform.

43.2

Leaderboard: The Ark App allows users to view their reading points, bonuses and streaks via the leader board.

43.3

Streak Targets: The Ark App may reward users with points and bonuses after maintaining a 21 days, 40 days, 90 days, 100 days and 365 days streak. These points and bonuses may vary depending on The Ark App management or / and digital market changes and policies.

43.4

Benefits of Streaks: Maintaining streaks can lead to additional rewards, bonuses, or points. The longer the streak, the greater the potential rewards. The Ark App has

43.5

Breaks in Streaks: Missing a day bible reading or failing to meet other activity requirements will break the streak. Once broken, users must start over to build a new streak, which implies automatic forfeiture of accumulated points or bonuses during the streak.

43.6

Notifications: Users may receive notifications to remind them to complete actions to maintain their streaks.

44. DEFINED TERMS

Access IDs: Credentials used to access your The Ark App account and services.

Account History: Records of transactions and account activities.

Applicable Law: Relevant legal and regulatory requirements.

The Ark App: Refers to the management and authorities of the Ark Platform

The Ark App Account: Accounts provided for using The Ark App services.

The Ark App Services: Services offered through The Ark App platform.

Control: The power to direct another entity's affairs.

Corporate The Ark App Account: Accounts for corporate entities.

Created IP: Intellectual property created under these Terms.

Digital Assets: Electronic representations of value or rights.

Email Account: The email associated with your The Ark App account.

Force Majeure Events: Events beyond control affecting service provision, such as natural disasters, strikes, regulatory actions, technical failures, and market disruptions.

Instruction: Orders or requests to The Ark App regarding account operations or transactions.

Intellectual Property Rights: Legal rights to creations, including copyrights, patents, trademarks, and trade secrets.

Losses: Defined as destruction and forfeiture.

Streaks: are a measure of consistent user activity over consecutive days or periods.

Swap: A swap refers to the exchange of one digital asset for another within The Ark App platform.

Transfer: A transfer refers to the movement of digital assets from a user's Ark App account to an external wallet or another user's account within the platform.

45. THIRD PARTY LINKS AND SERVICES

The Ark App may include content or links to other sites or resources provided by third parties. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to The Ark App, you do so entirely at your own risk and subject to the terms and conditions of use for such websites. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by The Ark App, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of The Ark App. We are not responsible or liable to you or any third party for the content or accuracy of any materials provided by any third parties.

46. GEOGRAPHIC RESTRICTIONS

The Ark Global Innovation Technology Limited is registered as a private limited company in Nigeria. We make no claims that The Ark App or any of its content is accessible or appropriate outside of Nigeria. Access to The Ark App may not be legal by certain persons or in certain countries. If you access The Ark App from outside Nigeria, you do so on your own initiative and are responsible for compliance with local laws.

47. WAIVER AND SEVERABILITY

The Ark Global Innovation Technology Limited may only waive its rights under these Terms in writing. If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms will continue in full force and effect.

48. AGREEMENT

These Terms and our Privacy Policy (Embed link) constitute the sole and entire agreement between you and The Ark Global Innovation Technology Limited , with respect to The Ark App and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to The Ark App.

49. YOUR COMMENTS AND CONCERNS

The Ark App is operated by The Ark Global Innovation Technology Limited, registered as a limited liability company in Nigeria. All feedback, comments, requests for technical support and other communications relating to The Ark App should be directed to: The Ark App Support - support@thearkapp.com.

The Ark nourishes your soul, secures your crypto, and connects you with your tribe. Grow your faith, grow your finances, and find your community - all in one place.

Backed by (TWD) The word token

© 2024 The Ark Global Innovation Technology Ltd (Company No. 7441616). All rights reserved.